Article by:- Ravi Gupta (Fintech| API & Open Banking|DigitalTransformation Enthusiast) How has the technology transformation evolved over the years? The dot-com bubble burst in 2000 drastically transformed the technology fraternity and opened millions of hidden opportunities. Just two decades have gone by, and technology has radically made its way in every aspect of our lives. Witnessing the incessant growth…

Article by:- Ravi Gupta (Fintech| API & Open Banking|DigitalTransformation Enthusiast) Understanding Low-Code Rapid Application Development Platforms One of the leading value-adds of Low-Code Rapid Application Development that you may have heard is flexibility. Whether you’re an owner-operator or a tech developer yourself, they make the majority of development more manageable. Not only do they simplify and…

Article by:- Ravi Gupta (Fintech| API & Open Banking|DigitalTransformation Enthusiast) APIs are a very hot topic in banking and NBFC sector. Much has been said about how APIs facilitate a better customer experience and help generate new lead generation & growth of new revenues. But APIs also have many applications…

Article by :- Ravi Gupta (Fintech| API & Open Banking|DigitalTransformation Enthusiast) Financial institutions, financial procedures, and financial services have drastically evolved and improved in the last few decades. With the evolution of technology, the entire industry has undergone a massive transformation that has changed the way the financial procedures are…

Article by : Ravi Gupta- JBIMS (Digital Transformation Enthusiast) Tweet “The future of chatbots” and watch what rolls in. To be fair chatbots are the future of every industry vertical today. They are everywhere. …

Article by :Ravi Gupta ​(Digital Transformation Enthusiast)​ The world is moving towards the digital economy and mobility platforms being the bedrock for financial services, it is important to be aware of applications (apps) being installed by the end user. There are hackers across the world who counter the security framework…

Article by :Ravi Gupta ​(Digital Enthusiast)​ What is an API? (Application Programme Interface) API is the acronym for Application Programming Interface, which is a software intermediary that allows two applications to talk to each other. …

Article by Ravi Gupta (Digital Transformation Enthusiast) What is conversational banking? Conversational banking means interacting with a non-human about your finances, whether it’s checking your balance, finding out how much you spend on groceries or developing a budget. “Conversational banking is about managing your financial life through voice or text,”…

Traditional financial sectors are looking for new ways to compete while controlling costs. Is two-speed architecture the answer? Determining the case for a two-speed IT architecture. Article by Ravi Gupta (Digital Enthusiast) In today’s digital world, traditional banks /NBFC must find new ways to compete while controlling costs. …